Parents – When Shelley Ginn walked into her local Kmart this weekend, the mom of three was unaware that some of her family’s back-to-school financial burdens were about to be lifted. Ginn was among nearly 25 families in Baltimore, Maryland who had their back-to-school layaway balance paid off by Pay Away the Layaway, a non-profit organization that has been paying off Christmas layaways for families since 2011.