Yahoo Parenting – It’s not everyday that families pushing carts through their local big-box store suddenly begin dancing in the aisles and shedding joyful tears. But that’s what happened on August 15 in a Kmart in Baltimore, and these lucky families had good reason to rejoice. They had just been informed that the layaway balances they’d racked up while buying back-to-school supplies would be paid off in full — courtesy of a non-profit dedicated to covering layaway payments for struggling households.